Overdraft Protection

Overdraft Protection Options

GICU members can protect themselves from overdrafts using transfers from savings, other accounts and even lines of credit. Privileged Courtesy Pay is another form of coverage.

Privileged Courtesy Pay (PCP)

Privileged courtesy pay helps protect you against having your items returned in the event of an inadvertent overdraft of your account by giving you a reserve for emergencies or unexpected situations. There is no fee for having this privilege on your account; you are only charged if you use the service.