Condo insurance, also known as HO-6 insurance, provides coverage for the interior of your individual condominium unit, protecting you from unexpected events such as theft, fire, and other risks specified in your policy. While your condo association’s master policy typically covers the exterior and common areas, condo insurance ensures you’re covered for damages within your unit. The cost of condo insurance can vary depending on factors like location, property value, chosen coverage, and deductible, but on average, it costs less than $500 per year. Let our agents guide you through the process and help you save money while securing the right coverage for your condo.